Alerts & Updates 5th Aug 2026

Bankers’ Books Evidence Bill, 2026: Recasting a 135-Year-Old Evidence Law for Digital Banking

Authors

Mukesh ChandSenior Counsel | Mumbai

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After more than 135 years, the Government has proposed to replace the Bankers’ Books Evidence Act, 1891 with the Bankers’ Books Evidence Bill, 2026. While retaining the long-settled principle that certified bank records are admissible as prima facie evidence, the Bill modernises the legal framework by recognising digital and cloud-based banking records, incorporating principles evolved through judicial decisions on electronic evidence, prescribing uniform certification standards, and strengthening the statutory framework governing the admissibility, authenticity and challenge of electronic banking records. This write up discusses the changes proposed to be brought out through the new Bill and jurisprudential developments around different concepts under the Bankers’ Books Evidence Act, 1891.

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