Alerts & Updates 3rd Apr 2025

Recent Developments and Emerging Issues in Banking & Finance (2024–25)

Authors

Mukesh ChandSenior Counsel | Mumbai

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The financial sector in India has seen a wave of reforms, regulatory updates, and evolving trends over the last year. From ESG-linked financing to carbon credit trading, and from stricter digital lending norms to strengthened credit information reporting frameworks, regulators and stakeholders are rebalancing priorities toward sustainable finance, consumer protection, and financial innovation. The Reserve Bank of India (RBI), in particular, has issued a series of significant circulars and master directions in 2024–25, aiming to improve governance and integrate technology-driven solutions into the lending ecosystem.

Our alert captures some of the key updates, trends in the banking and finance space that professionals, legal advisors, and institutions should be aware of. For detailed interpretation and application, readers are encouraged to refer to the official circulars issued by RBI and other concerned authorities.

Read the detailed alert here

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