Alerts & Updates 25th Nov 2025

Banking Laws Update – Strengthening Nomination Framework for Deposit Security

Authors

Mukesh ChandSenior Counsel | Mumbai

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The Ministry of Finance, Government of India has notified that select provisions of the Banking Laws (Amendment) Act, 2025 relating to nomination for bank deposits, safe custody, and locker contents have come into effect from November 1, 2025. These reforms introduce enhanced flexibility for customers and harmonized processes for banks across India, improving efficiency, reducing legal disputes, and ensuring faster claim settlements in the unfortunate event of a depositor’s demise.

This update explains the nuances and effect of the changes for the benefit of the depositors and bankers and the practitioners.

Read the detailed update here

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